CU Certified – VSC Where You’re In Charge

CU Certified - VSC Profit Share - Switching on the Light

Best-in-Class VSC Plans. 100% of the Underwriting Profits.

  • Your Members Are Protected – It’s your credit union program, so you get full control.
  • Grow Non-Interest Income – Profit-Sharing to the max.

For 30 Years, VSC Vendors Said You Couldn’t Have It All

Imagine a VSC program built by and for credit unions. What would that look like? Here’s what credit unions said:

  • Our credit union has the final say on claims
  • It ensures a great member experience at every phase of use
  • Fully collateralized. Positive effect on LTV & offsets risk 
  • Our CU earns 100% of the underwriting profits

Talk to your current vendor. Yes, right now. We’ll wait. Did they say this was “unsustainable” or “not profitable”? If only such a program existed. Ah, right…it does:

CU Certified

Let’s look at those Underwriting Profits. Recall your insurance products with a profit share each year. Bet you never considered Vehicle Service Contracts as one of them!

Every VSC sold has a fixed portion set into reserve for paying claims. At the end of each year, unused funds typically become part of the provider/administrator’s income stream.

With a typical VSC program, your credit union earns the blue slice. With CU Certified’s 100% Profit Sharing, you also earn the red portion. Yes, that’s more than doubling your non-interest income!

VSC Contract Pie Chart

CU Certified believes underwriting profits are your money. So they pay it back to your credit union, 100%.

People are talking about CU Certified:

“The Next Big Idea” Top 10 Finalist – NACUSO 2016

“2018 NACUSO Collaboration & Innovation” New CUSO Award

Endorsed by Cooperative Credit Union Association (NH, MA, RI and DE), CT Credit Union League, Association of Vermont Credit Unions. 

“CU Certified increased our ROA by 25 basis points!” Joe Moses – President/CEO Downeast Credit Union


Step into the light, and join us on a short chat to learn more. We get the idea may be hard to believe. So we’ll share a free Pro-forma showing how much YOUR credit union can earn with CU Certified.

Is more than doubling your VSC non-interest income worth 15 minutes?

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